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<body topmargin="0"><table border="0" cellpadding="0" cellspacing="0" width="100%"><tr><td> <p align="center"> </p> </td></tr></table><table dir="ltr" border="0" cellpadding="0" cellspacing="0" width="100%"><tr><td valign="top"> <p>This page uses frames, but your browser doesn't support them.</td></tr></table><table border="0" cellpadding="0" cellspacing="0" width="100%"><tr><td> <p align="center">Nortel Networks Retiree's Association ----- Web Master: Cleve Franklin</p> </td></tr></table></BODY>